Many of us have a poor relationship with saving money, and while we know we need to save, we are typically unsure how much or what we are even saving for. One of the biggest hurdles was traditional banking and their money management tools which were confusing and often found you calling them up to clarify. That was until Fintech applications entered the market. With this new technology, you can better understand and control your money so that you can be more careful and conscious. Most apps are purely online, giving you access to all sorts of options at your fingertips. Now you can find apps that incentivise you to save or do it behind-the-scenes. All with the aim to change the attitude towards saving and providing people with the skills and understanding to reach their personal saving goals. As more apps and services come out, the better it works out for the consumer. For as they compete against each other, we end up with more options to save money that best suit our lifestyles. It’s done simply by automating positive habits and overcoming the temptation to overspend.